At the Kelby training in November I picked up the http://www.graphicauthority.com/ Photographers Edge and Artistic Expressions Bundles. Put under the tree for Christmas so I am just now getting a chance to try and use. They are ready made .PSD template that you can place your image into. Almost as cool as OnOne Pro Photo Tools. These you really need to have a final result in mind and the template's are for smaller output (8x10) (9x12) so far as I can tell. Easy to use, just place image and put it on the correct layer and turn off the layer highlighted in red.